Income Continuation

Protecting your income in the event of illness

We give you peace of mind

benefits payable for up to two years;
if your employment ceases as a result of disability after you make a claim, benefits continue to be paid;
if you return to work in a reduced capacity, partial disability benefits are payable;
there are lump sum payments in certain circumstances.

Some Cbus members have salary continuance benefits through a redundancy trust as part of their Enterprise Bargaining Agreement.

For those who don't the Cbus income continuance insurance fills the gap. Cbus has negotiated access to 24 hours a day, 7 days per week, low-cost insurance cover for loss of income through accident or illness.

Choose Your Cover

Cbus' low cost insurance cover is flexible, letting you design your own type of cover. You can insure yourself for 100% of your income, or for less. You can elect a waiting period of 14, 28, 60 or 90 days. It's your choice.

And if you're a self-employed member, you can also add business expense cover to your salary continuance package although different insurance costs and premiums apply. This will give you more certainty for your business and your future.

Call the Income Continuance insurance line on 1300 362 146 for more information.