Insurance
Insurance cover through Cbus is cost-effective. What’s even better is that the premiums are taken out of your super, so you don’t have to worry about managing payments.
With Cbus, you can choose the level of insurance cover you need. Plus, our insurance cover has been created for your industry, so you can make sure your family is looked after should the worst happen.
Types of cover available
| Death and Total and Permanent Disability cover | Income Protection cover | |
|---|---|---|
| Death and Total and Permanent Disability (TPD) cover entitles your dependants to receive a lump sum insurance benefit if you die or become Totally and Permanently Disabled. | For employeesCbus members have access to Income Protection cover through Cbus' Income Continuance Portfolio.
For sole tradersCbus members who are sole traders can apply for Income Protection Insurance cover. The premiums for this cover for sole traders are deducted directly from your Cbus account. Find out more.
| A Terminal Illness Benefit (TIB) is a one-off payment in the event you are diagnosed by your treating specialist as having a terminal illness; and a life expectancy of less than 12 months. |
The information in this insurance section provides a brief overview of the insurance types available through Cbus. It does not include all eligibility conditions for acceptance or payment of insurance benefits. For more information, we advise that you read the appropriate Product Disclosure Statement.