For employees

Some Cbus members have income protection benefits through a redundancy trust as part of their Enterprise Bargaining Agreement. For those who don't, Cbus income continuance insurance fills the gap. 

Cbus has negotiated access to 24 hour a day, 7 days per week, low-cost insurance cover for loss of income through accident or illness.

Premiums for income continuance cover through the Cbus income continuance portfolio cannot be deducted from a member's Cbus account, as they are paid directly by you to the insurer.

What are the features?

• benefits payable for up to 2 years;
• if your employment ceases as a result of disability after you make a claim, benefits continue to be paid; and
• if you return to work in a reduced capacity, partial disability benefits are payable.

Choose your cover

Cbus' low cost insurance cover is flexible, letting you design your own type of cover. You can insure yourself for 100% of your income, or for less. You can elect a waiting period of 14, 28, 60 or 90 days. It's your choice.

Call the Income Continuance insurance line on 1300 362 146 for more information.