Market Volatility
What does market volatility mean for my super?
After years of strong growth, financial markets in Australia and overseas have gone through a difficult twelve months. This has affected almost every kind of investment, including superannuation.
Unsettling as this can be, the current period should be seen as a natural part of the investment cycle. There will always be some years when returns are lower than others, and this is likely to be one of those years.
However, it's important not to focus solely on the short-term. Super is a long-term investment, accumulated over your entire working life. So it's designed to ride out any waves in the market.
Since Cbus was first established in 1984 the Core Strategy Option (around 95% of Cbus members are in this option) has delivered an average return of 10.2%pa to members - one of the best in Australia*.
More recently, over the last 5 years the return has been an average of 11.2%pa. Again, one of the best in Australia*.
Why am I better off with Cbus in volatile times?
What if I'm close to retirement?
Market volatility Q & A's
*Past performance is not a reliable indicator of future performance. Source: SuperRatings Top 50 funds Balanced Investment Option Survey (June 2008).
