Transition to retirement

You don't have to retire to start accessing your super. 

This facility, called Transition to Retirement (TTR), is available through the Cbus Super Income Stream to members who have reached their preservation age (currently age 55).

A Transition to Retirement facility gives you extra lifestyle flexibility in the later years of your working like. It allows you to roll some or all of your super into a Cbus Super Income Stream account and draw on it as a pension to supplement your income.

There are 2 main reasons why Cbus members choose the Transition to Retirement facility:

• To reduce their working hours and use their income stream top up their income from their super.
• To continue working full-time, whilst salary sacrificing into their super. For some people, this can be a more tax-effective way to boost their super because it can often reduce their income tax.

We recommend that you get professional financial advice to help decide whether it's right for you. That's where Cbus can help. Click here to find out about getting financial advice.

You can find out more about Transition to Retirement by reading our Transition to Retirement Fact Sheet.