Self-Select

Cbus Self-Select has been designed for:

Self-employed individuals wanting to supplement their existing super arrangements
Employed individuals including those looking for their own personal plan for employer contributions
People looking to invest on behalf of their spouse
Anyone with either a Superannuation Lump Sum Benefit or an Employment Termination Payment (ETP) they want to invest, and
Employers wanting to make superannuation contributions for directors or employees, in accordance with SG requirements or otherwise.

WIDER INVESTMENT CHOICE Choose from a wide range of investment options	ACCESS TO A COMPETITIVE RANGE OF INSURANCE OPTIONS Choose the type and level of cover that best suits you
GREATER CONTROL Manage your own investments	STAY IN TOUCH Access your own information via phone or internet
INCREASED FLEXIBILITY Contributions can be made a number of ways	EASY ADMINISTRATION We handle the admin hassles for you
ALL PROFITS TO MEMBERS No commissions to agents or shareholder dividends	SECURITY AND STABILITY Cbus is one of Australia's largest industry funds, managing member assets in excess of $10 billion

Binding Death Benefit nomination

From April 1 2008 Cbus have introduced the option of Binding Death Benefit nominations for those Members who are seeking greater certainty about who will receive a benefit in the event of their death. For more information click here.

Who is eligible to invest in Cbus Self-Select?

To be eligible to invest in Cbus Self-Select you must either:

have $50,000 in a Cbus account, or
be able to make an initial contribution of $50,000, or
roll over funds from another superannuation account of at least $50,000.

However, the Trustee has the discretion to establish a member's account with less than $50,000 if the Trustee is satisfied that the member will transfer the initial minimum account balance totalling $50,000 into the Fund within 3 months of receipt of the member's signed application.

If within 3 months of joining Cbus Self-Select, a member's account balance has not reached $50,000, the Trustee may transfer the member's account balance to Cbus Industry Super, Cbus Personal Super or Cbus Self-Employed Super, as the Trustee considers appropriate.

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Investing in Self-Select

Your future comfort and lifestyle will depend on how well you plan for it.

Did you know that, depending on when you retire, you could expect to live up to another 30 or 40 years? This makes investing for your retirement one of the most important investment decisions you can make.

With Cbus Self-Select, you can invest your superannuation in one investment option, or a number of investment options. Your chosen investment strategy may depend on a number of factors, such as your objectives for investing, your investment timeframe, your attitude to risk and your desired investment return.