Asset Class Options

Cbus Self-Select members can invest in any one or more of the four Asset Class Options.

At Cbus, we regularly monitor the investment performance of each Asset Class Option to ensure that they continue to meet the investment needs of our members.

You can choose to invest up to 100% of your account balance in any one or more of the four Asset Class Options.

	Australian Equities	International Equities
Asset Class Benchmark	S&P/ASX 300 Accumulation Index	MSCI World (ex Australia) Index (78.5% unhedged and 21.5% hedged)*
Investment Objective	To outperform CPI plus 4%pa over at least 75% of all rolling ten year periods	To outperform CPI plus 4% pa over at least 75% of all rolling ten year periods
Long-term Return Target	To outperform the asset class benchmark (after fees) over the medium to longer term	To outperform the asset class benchmark (after fees) over the medium to longer term
Expected Risk/Return Profile	High to very high risk/return. Likelihood of negative annual return in any one year: 1 in 4	High to very high risk/return. Likelihood of negative annual return in any one year: 1 in 4
	Australian Core Property	Global Fixed Interest
Asset Class Benchmark	Mercer Unlisted Property Index	50% UBSA Composite Bond All Maturities Index / 50% Lehman Brothers Global Aggregate Index (Hedged)*
Investment Objective	To outperform CPI plus 2.5%pa over at least 75% of all rolling five year periods	To outperform CPI plus 1.5%pa over at least 75% of all rolling three year periods
Long-term Return Target	To outperform the asset class benchmark (after fees) over the medium to longer term	To outperform the asset class benchmark (after fees) over the medium to longer term
Expected Risk/Return Profile	Moderate to high risk/return. Likelihood of negative annual return in any one year: 1 in 10	Medium risk/return. Likelihood of negative annual return in any one year: 1 in 30

Note:these are subject to change over time should the targeted sub-sector allocation within the asset class change.