Diversified Options
Cbus offers four Diversified Investment Options
Cbus offers a choice of five Diversified Options that automatically invest in a number and variety of assets (eg. cash, fixed interest, shares) across a number of investment managers.
It takes the work out of mixing assets together, as the Trustee does it for you.
To help you maintain a diversified investment strategy, you can choose to invest up to 100% of your account balance across one or more of the following Diversified Investment Options.
Option |
Investment type |
Investment aim |
Expected risk & return profiles |
High Growth |
Equity and property. |
Provide maximum long-term growth with relatively high short-term risk. |
High risk, high growth. |
Core Strategy (the default option) |
A balanced mix of equities, property, fixed interest and alternative assets. |
Provide good growth without too much risk. |
Medium to high risk, medium to high growth. |
Moderate Growth |
A balanced mix of equities, alternative assets, property, fixed interest and cash. |
Balanced growth and risk. |
Medium risk, medium growth. |
Conservative |
Mostly cash and fixed interest with allocations in property and equities. |
Provide relatively stable returns. |
Low to medium risk, low to medium growth. |
Capital Guaranteed |
Cash and fixed interest only. |
Provide maximum investment security. |
Low risk, low growth. |
Refer to pages 8 and 9 of the Cbus Self-Select PDS (dated 1 July 2008) for more information about each of the diversified options.
