What we offer

Over the long term, our default option the Growth (MySuper)^* investment option has performed better than the industry median.

See how each of our investment options have performed over the long term.

^* Our default Growth (MySuper) option obtained a top quartile performance ranking over 7, 10, 15 and 20 years from the SuperRatings FCRS SR50 Balanced (60-76) Index Survey, for the period ending 30 June 2023. Past performance is not a reliable indicator of future performance. SuperRatings is a ratings agency that collects information from super funds to enable performance comparisons – superratings.com.au

^{^} SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index Median return: June 2023

We’re an industry fund, so we keep all fees and costs as low as possible.

We only charge the administration and investment fees needed to run your account, and we negotiate the best possible insurance rates for members.

Compare our fees in the Cbus Growth (MySuper) option against the average super fund, based on a $50,000 balance.

You’d pay $438 in fees each year with Cbus, compared to $493 for an average super fund and $503 for an average retail super fund.^†

See how our fees compare

^*Cbus fees are the updated fees as outlined in Fees Factsheet (PDF) and effective 26 August 2023.

^† Fees and costs in the above table are compared at 31 August 2023. Average super fund refers to all fund type Balanced (60-76) option and incorporates Cbus updated fees and costs. Average retail fund refers to all retail fund Balanced (60-76) option. Average fees calculated effective at 31 August 2023 using SuperRatings' SMART Database, and the comparison executed on 6 September 2023. Total fees is based on the administration fees and costs, transaction fees and investment fees and costs based on an account balance of $50,000 . Investment fees usually change from year to year and are different for each investment option. The actual investment fee will be determined at the end of the financial year and published in your 30 June statement. This comparison is about fees and costs only. It does not take into account other benefits, services or your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Refer to the relevant Product Disclosure Statement, Target Market Determination and related documents for the investment fees and costs including performance fees.

We understand the risks of working in the building, construction and allied industries. That’s why we offer tailored insurance options^‡ to suit you and your job and keep you covered.   

No out-of-pocket expenses

Premiums are deducted from your super account.

Great value

We negotiate the best possible insurance rates for members.

Flexible insurance cover

Choose cover that’s right for you based on your age, family situation and financial needs.

Learn more about our insurance options

^‡ Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.