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Starting your own business

It can be a busy time starting your own business. But it’s important not to let super end up on the bottom of the priority list. Here are some things to consider.

What sort of business are you starting?

Will you be a sole trader, a partnership, or will you have employees?

These are important questions, because Cbus has two super options.

  • Cbus Industry Super – for employers and their staff. Even if you consider yourself as self-employed, if you’ll be paying super for employees, this is the super option for you and your employees.

  • Cbus Super for Sole Traders – for sole traders and those in a partnership. If you’re working on your own, Cbus has a product designed especially for you. Subject to the Government's rules, you can contribute as much as you want, whenever you want.

Get your super together

If you’ve had a few jobs, chances are you’ve got super somewhere else. If you have, you’re probably getting hit with multiple sets of fees. Getting all your super accounts together with Cbus means you only get charged one set of fees. What’s even better is that Cbus’ fees are low. Find out how to rollover your other super accounts.

Get some free money from the Government

Even if you’re self-employed, if you’re earning under $61,920 and you make an after-tax contribution to your super in the current financial year, you could be eligible for up to $1,000 from the Government. There’s no easier way to give your super a boost. Find out if you're eligible for the Government Co-contribution.

Get a great deal on business and home loans

As a member of Cbus, you get access to discount business and personal banking as well as loans through ME Bank. ME Bank is a licensed bank, owned by some of Australia’s biggest industry super funds, including Cbus. Click here for find out more about ME Bank.    

Get mates rates on health insurance

As a member of Cbus, you’ll get mates rates on private health insurance though HCF. If you’re thinking of getting cover, check-out the deals HCF have just for Cbus members. Find out more about discount private heath insurance.