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Get directionschevron_rightIs all your hard work setting you up for a comfortable retirement?
Adding a bit extra to your super can help maximise your savings, which means you’ll have more in your super account when you retire. Plus, there are other benefits to adding more to your super, such as paying less tax.
Here are a few ways to grow your super for the retirement you want
1. Voluntary contributions
How it works: Add money from your bank account to your super account (after tax has been paid on your income). You can do this regularly or as a once-off payment.
Benefits:
- Grow your super faster for retirement
- You may be able to claim a tax deduction by reducing the amount of income tax you pay
How can I make a Voluntary Contribution:
1. Log in to your account > select ‘Super’ > select ‘Add to your super’
2. Make a payment by BPAY, Cheque or EFT
Want to know more?
Find out more about the benefits and how to make a voluntary contribution
2. Salary sacrifice
How it works: Your employer will pay a portion of your before-tax wages into your super account.
Benefits:
- Pay less tax on your take home pay
- Grow your super balance quicker for the future
How can I set up a Salary Sacrifice:
Print and complete this form and submit it to your employer.
Want to know more?
Find out more about the benefits of salary sacrifice and how to it set up
3. Consolidation
How it works? Move all other super you may have into your Cbus account.
Benefits:
- ·Avoid paying multiple admin fees, by having your super in one place
- Track your super in one place
- Maximise your returns
- Gain more control over your super
How can I Consolidate?
There are two ways:
- If you’re unsure if you other super accounts, we can help you search for your super and move it into your Cbus account
- If you know the details of your other super accounts, you can move your super directly into your Cbus account
Search for lost super or consolidate your super easily in 4 easy steps:
- Log in to your online account
- Select Consolidate my Super (from popular tasks)
- Select Search for Super or I know my details (if you know the details of your other super account/s)
- Follow the steps to combine your super
Want to know more?
Find out more about the benefits of having your super in one place and how you can move your super into your Cbus account
Speak to us
As part of your Cbus membership, you have access to our team of financial advisers. Whether you’re still working or have reached retirement, our Advice Services team can provide you with advice over the phone.
