There’s no one-size-fits-all investment option.
All new members default into our Growth (MySuper) option. If you’d like to switch investment options, you’ll need to complete an investment switch via Member Online or by completing an Investment Choice form (PDF).
The choices you make today can shape how your super grows. Understanding your risk profile and goals will help you make better decisions, now and in the future.
Learn the basics of investing
We’re built to benefit members. So we keep our fees as competitive as possible.
We manage over $110 billion of savings for more than 925,000 members*. Here’s four reasons to join today.
Our insurance covers the work you do +
Not all insurance is equal – see how we differ.
We understand the risks of working in the building, construction, and manual industries. That’s why we offer tailored insurance options to suit your job.
See our insurance options.
We invest in your industries
We take a direct interest in industries our members work in.
By investing in long-term projects like Cbus Property1 developments and major renewable energy projects like Star of the South, Australia's most progressed offshore wind project, we’re actively investing in the industries that are important to our members.
See how we're investing for our members.
We help recover your unpaid super
We proactively recover unpaid super for our members.
Unpaid super is a big problem for many Australian workers. Last financial year we recovered over $193.1 million in unpaid super for CBUS members2.
See how we recover unpaid super.
Our advice is designed to help you
We offer general and personal advice.
CBUS members can access general advice over the phone, in person and in your workplace. We also offer three levels of personal advice, depending on the more detailed support you need.
Our Advice team can help you understand your options and help you get the right level of support.
See how our Advice team can help.
Disclaimers
^ Our High Growth investment option may suit members seeking the highest investment returns over the long term, and who can accept more years of negative investment returns. For detailed information of the High Growth option’s risk and return, read our Investment Guide or visit cbussuper.com.au/investments for detailed information. CBUS’ default investment option is the Growth (MySuper) option.
* As at 30 June 2026. The crediting rate is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs deducted directly from members' accounts. Past performance is not indicative of future performance.
+ Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.
1 Cbus Property Pty Ltd is a wholly-owned entity of CBUS Super and is responsible for the development and management of a portfolio of CBUS Super’s property investments. For more information about Cbus Property visit cbusproperty.com.au.
2 For the period 1 July 2024 to 30 June 2025.
3 As at 30 June 2025. Based on an income of $80,000 and a starting super balance of $50,000 modelled by SuperRatings. Full assumptions available on SuperCalculator.
This information is general in nature and doesn’t take into account your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant CBUS Product Disclosure Statement and Target Market Determination to decide if CBUS is right for you. Contact us for a copy.
