.jpg)
Our investment performance results for 2025/26
We are pleased to have delivered strong annual returns for our members.
For the 2025/26 financial year:
- Our Growth (MySuper) option returned 9.25%1, and
- Our High Growth option returned 10.06%,
- For our Fully Retired Super Income Stream (SIS) members, our Conservative Growth option returned 7.56%.
Other highlights included:
- 9.21% return for our Indexed Diversified option,
- 10.87% for our Overseas Shares option, and
- 11.55% for our Property option.
Finding opportunities through market ups and downs
It has been another year of ups and downs for investment markets, continuing a similar pattern as seen last financial year. The conflict in the Middle East caused share markets to fall sharply in March, only to see them recover soon after and finish the financial year strongly.
Shares once again performed well, and not just in the US. This year we saw significant growth in emerging markets, particularly for tech stocks linked to AI.
Infrastructure and private equity have also been real standouts. And, after a few tougher years, property’s been on a clear upward trajectory, which shows the value of our disciplined approach.
Staying invested for the long-term matters
Over more than four decades, we’ve seen many market cycles. Share market falls, recessions and periods of unusually strong returns. While the way we invest has evolved, our long-term investment approach has been consistent, and we remain focused on delivering the best retirement outcomes for our members.
1 All investment returns are as at 30 June 2026 unless otherwise noted. The crediting rate is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts. Past performance is not a reliable indicator of future performance.
Investment spotlight
Compound returns and super
We are invested for the long term and so are you. By the time you retire, it is likely that your super has been invested for at least 30 to 40 years.
Focusing on the long term
Seeing your super account balance fluctuate can be uncomfortable, but it’s not uncommon.
Market ups and downs
We understand that market ups and downs can be unsettling however it is important to remember that super is a long-term investment.
Disclaimer
United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 offering Cbus Super products (Cbus and/or Cbus Super). Use of `us’, `we’, `our’ or `the Trustee’ is a reference to United Super Pty Ltd. Use of ‘Fund’ refers to the Construction and Building Unions Superannuation Fund.
This information is about the products offered by the Trustee and is general in nature. It does not take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) to decide which product is right for you on the Cbus website. Past performance is not an indicator of future performance.