Your investment, your way
If you have an interest in investments, CBUS Self Managed allows you the ultimate control over how your retirement savings are invested. Tailor your portfolio to align precisely with your personal investment goals and risk profile.
Why CBUS Self Managed
CBUS Self Managed is a CBUS Super investment option that lets you take a more active role in managing your super investments. It allows you to directly invest all or part of your retirement savings in a wider range of assets than the standard CBUS Super investment options.
These include Australian Shares on the ASX 300, exchange-traded funds (ETFs), term deposits, and exclusive managed investments in property and infrastructure. CBUS Self Managed is more aligned to a Self Managed Super Fund, but we take care of the complex account keeping and taxation reporting, saving you time and expense.
- Flexible and convenient, giving you control over how your savings are invested
- Potential for higher returns compared to passively managed investment options^
- Through the CBUS Self Managed investments you can benefit from the experience of our specialist investment professionals.
^Investment returns can go up and down. Past performance is not a reliable indicator of future performance.
Make informed investment choices by accessing a wealth of educational resources and market insights directly within the CBUS Self Managed platform:
- Investment and tax reporting to help manage your portfolio
- Market news and information from Morningstar
- UBS broker research and video updates.
Is CBUS Self Managed for you?
You might consider CBUS Self Managed if you:
- Have a strong understanding of financial markets and investment strategies.
- Are comfortable with a higher level of risk in pursuit of potentially higher returns.
- Have the time and resources to actively manage your superannuation portfolio.
Note: CBUS Self Managed is not available for income stream accounts if you have selected the Transition to Retirement option.
CBUS Self Managed investment options
The savings that you choose to invest in CBUS Self Managed will be placed in a transaction account (earning interest at a current rate of 4.85% p.a. as of 19 March 2026). Read the terms and conditions for this account (PDF).
From there you can then build a diversified portfolio from the following investment options:
Differences between CBUS Self Managed and a Self Managed Super Fund (SMSF)
Understand some of the key differences between CBUS Self Managed and an independent Self Managed Super Fund:
| CBUS Self Managed | Self Managed Super Fund | |
|---|---|---|
| Administration | All legal and admin requirements are managed by CBUS Super. | Complex legal and administrative requirements can take a lot of time and effort. |
| Time | Less time consuming given that tax, auditing, and administration is managed by CBUS Super. | SMSF trustees spend on average more than eight hours a month managing an SMSF. That’s more than 100 hours a year. |
| Costs | May be cheaper than an external SMSF as tax, auditing and administration is managed by CBUS Super. | Can be high. Consider the following costs:
|
How to register for CBUS Self Managed
Check your eligibility
To check your eligibility and for more information on how to get started read the CBUS Self Managed investment guide (PDF).
Login to your online account
Log in to your online account and select the CBUS Self Managed tab at the top of the page.
More about CBUS Self Managed
Useful fact sheets and guides to help with your CBUS Self Managed investment options.