Before making changes
Different options offer different levels of risk and expected return. Making an informed choice now can affect how much super you’ll have in retirement.
Before making any changes, consider your goals, investment time frame and how much risk you're comfortable with. Read the relevant Product Disclosure Statement and Investment guide (PDF).
If you’re unsure which option may suit you, our Advice team can help. You can contact the team on 1300 361 784 or learn more about advice.
Thinking about switching because of market ups and downs?
It’s natural to feel uneasy when markets move up and down. But super is a long-term investment. Our diversified portfolios are designed to withstand periods of market volatility.
What you can change
You can change how your current account balance is invested, how your future contributions are invested, or both.
- Your current account balance: choose which option(s) you existing balance is/are invested in.
- Your future contributions: choose how all future contributions paid into your account will be invested.
How to change investment options
You can change your investment options in two ways:
- Log in to your online account and update your investment options.
If you haven’t logged in before, register for online access. Or - Complete the Investment choice form (PDF) and send it to us.
Retirement Scheme members: please use the Retirement Scheme Investment choice form (PDF).
If you need help or would like a form posted to you, call us on 1300 361 784.
When your changes will take effect
If we receive your request before 4pm (AEST/AEDT) on a weekday, your request will be processed and take effect from the start of the next business day.
If we receive your request at or after 4pm (AEST/AEDT), or on a weekend or national public holiday, your request will take an extra business day to process.
You’ll see this reflected in your account up to two national business days later.
Read more in our How changing investment options impacts your balance fact sheet (PDF).
Take the next step
Market ups and downs
When investment markets change suddenly, quickly changing your investment options may not work out in the long-term.
Investment basics
Investment choices you make now can make a big difference to the amount of super you retire with. Learning some investment basics can help.
Get advice
Talk to our advice team for guidance on how to make confident choices with your money.