Investing in the Australian economy
Did you know that your super could be supporting the
Australian economy?
Our investment performance
Our Growth (MySuper) investment option returned 4.87%* for the June 2025 quarter, bringing our financial year investment return to 10.29%*. And over the last 10 years we’ve delivered an average annual investment return of 7.75%*, making us one of the top performing super funds over the long term**.
Another highlight from across our diversified investment options in the June 2025 quarter was a 5.90%* investment return for the High Growth investment option.
Investment market update
A few surprises along the way
Investment markets are known to have their ups and downs, and some of the events of this quarter certainly kept us on our toes. The scale of the US tariff announcements in early April came as a surprise and caused significant share market volatility for all super funds, including Cbus.
But there was good news too
Optimism returned later that month and persisted through to the financial year end followings signs of moderation in some trade tensions. Share markets rallied across all major markets aided by an announcement that the US and China had agreed to a major temporary trade truce.
Back in Australia…
In Australia, May also saw the Reserve Bank of Australia (RBA) cut interest rates. Signs that inflation will remain around target, weakness in the consumer recovery and ongoing global uncertainty paved the way for the cut.
Reserve Bank of Australia cash rate
Cash rate in Australia over time, and futures market pricing
* Investment performance is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts. Past performance is not a reliable indicator of future performance.
** The Growth (MySuper) investment option obtained top quartile performance ranking over 10, 15 and 20 years from the SuperRatings FCRS SR50 Balanced (60-76) Index, for the period ending 30 June 2025. Past performance is not a reliable indicator of future performance. SuperRatings is a rating agency that collects information from super funds to enable performance comparisons – visit superratings.com.au for details of its rating criteria.
Performance update
Transition to retirement investment options
View our latest TTR investment option performance.
Investment market outlook
Share markets have rebounded strongly since early April and indicates that there remains plenty of investor optimism about the future.
But tariffs remain a challenge…
However, ongoing tariffs negotiations still pose a challenge for the global economy and could lead to a situation where we see slower growth, an increase in inflation and possibly more volatility in share markets.
In addition, geopolitics is providing significant uncertainty for investment markets at present, which could also be inflationary, particularly given the impact on oil prices.
Investment market volatility may persist
While we remain cautiously optimistic about the upcoming financial year, we recognise that we may see another uptick of volatility, like we saw in early April. This could mean more ups and downs for your super account balance. Of course, picking the exact timing and magnitude of investment market volatility is difficult.
It’s important to stay the course
This is why no matter what happens in the coming months, it is important to stay the course because it's time in the market that matters over the long term. Our investment portfolios are well diversified and designed to withstand the short-term ups and downs.
We remain positive about the outlook in the long term and in our ability to deliver strong long-term investment returns for our members.
Investing in the Australian economy
Asset allocation
The Strategic Asset Allocation (SAA) provides guidance for the portfolio allocation over the medium to long term (10+ years) and is reviewed annually. The SAA for all investment options can be found on the following pages:
The actual asset allocations at any point in time may differ from their respective targets due to market movements, cash flows and other activities.
Actual asset allocations are regularly monitored by the investment team and rebalanced back towards target, or in line with our views on opportunities and risks.
See below for the Growth (MySuper) investment option allocation:
Figures are subject to rounding. Actual asset allocation is current as at 30 June 2025. Asset classes are the building blocks of our investment options. We allocate different proportions to each asset class with the aim of meeting each option’s investment risk and return objective. By investing across a range of asset types, the risk of a big fall in your account is reduced through diversification. For more information see asset classes.
We periodically review our investment strategy and believe that the Growth (MySuper) option is well positioned for growth over the medium to long term, while maintaining some defensive exposure. Cbus’ Pre-mixed investment options are broadly diversified across asset classes.
Disclosure
The information is about Cbus. It doesn’t take into account your specific needs, so you should look to your own financial position, objectives and requirements before making any financial decisions. Read the Cbus Product Disclosure Statement and the Target Market Determination to decide whether Cbus is right for you, or contact us for a copy.
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