Forms and publications

Here you will find our Product Disclosure Statements, handbooks, forms and fact sheets.
Industry super

For people who are being paid super contributions by their employers.

General information

  • Cbus Industry Super PDS (PDF) - This handbook is for employees receiving super contributions from their employer. It has information about the Cbus Industry Super product as well as an application form to join.
  • Financial services guide (PDF) - The Financial services guide (FSG) provides information about the financial products and services that are provided to members.
  • How super works fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on how to make extra contributions, who can contribute to super, how to withdraw super and the early release of super.
  • Fees and costs fact sheet (PDF) - This fact sheet shows the main fees and costs that may be charged to members to set up and manage their Cbus account, which may be deducted directly from the account or deducted from the investment returns.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

*While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.

Advice

  • Cbus advice brochure (PDF) - If you have a question about your super or would like detailed advice about your own financial situation, Cbus can help. We offer a broad range of financial advice services to members of all ages.
  • Third party authority form (PDF) - This form can be used for personal, business or financial adviser authorisations, to obtain information about your Cbus account.
  • Cbus' interpreters service (PDF) - To help members that come from a non-English speaking background, the interpreter service is available from 8am-8pm AEST Monday to Friday.

Choice of super fund

Consolidate your super

  • Rollover form (PDF) - You can use this form to rollover your other super accounts into your Cbus account - this form has to be downloaded and mailed to Cbus.

Insurance

Investments

  • Investment handbook (PDF) - This handbook details the investment options available to Cbus members. You can use the forms at the back of this handbook to change the investment option/s your super is invested in.
  • Investment choice fact sheet (PDF) - Information on why you should consider making an investment choice. Find out what is meant by risk and return and how you can make an investment choice with Cbus.

Making extra contributions

  • Making extra contributions fact sheet (PDF) - There are four ways to add extra contributions to super, and this fact sheet explains them all - including Salary Sacrifice. Email it to your employees or print out some copies to hand out.
  • Salary sacrifice form (PDF) - If you are eligible for salary sacrifice, complete this form and give it to your employer or payroll manager to authorise your request.

Tax

  • Supply TFN form (PDF) - Unless you provide Cbus your Tax File Number (TFN), you’re likely to pay extra tax on employer and salary sacrifice contributions.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

Update my details

  • Change your details (PDF) - Use this form to notify us of any changes to your personal details, such as a change of name, address or nominated beneficiary.

Withdrawals and release

  • Super retirement drawdown form (PDF) - Use this to allow us to pay part of your super benefit in cash to your bank account (eligible members only). Used to be called the Partial cash withdrawal form.
  • KiwiSaver form (PDF) - If you are planning on moving permanently or indefinitely to New Zealand, you may be able to transfer your superannuation savings from Cbus to a New Zealand KiwiSaver scheme.
  • Compassionate ground benefit payment application form (PDF) - In limited circumstances, you may be able to access a portion of your super on compassionate grounds. Before completing this form, you’ll need to obtain approval from the Department of Human Services (DHS) for early release of your super on compassionate grounds.

  • Financial hardship benefit payment application (PDF) - Superannuation law allows Cbus to release benefits to fund members prior to their retirement in cases of severe financial hardship. To access your super in these circumstances you must meet the eligibility conditions set out in superannuation legislation.
Sole trader super

For people who are self-employed

General information

  • Cbus Sole Trader Super PDS (PDF) - This handbook is for sole traders who are making their own super contributions. It has information about the Cbus Super for Sole Traders product as well as an application form.
  • Financial services guide (PDF) - The Financial services guide (FSG) provides information about the financial products and services that are provided to members.
  • How super works fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on how to make extra contributions, who can contribute to super, how to withdraw super and the early release of super.
  • Fees and costs fact sheet (PDF) - This fact sheet shows the main fees and costs that may be charged to members to set up and manage their Cbus account, which may be deducted directly from the account or deducted from the investment returns.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

*While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.

Advice

  • Cbus advice brochure (PDF) - If you have a question about your super or would like detailed advice about your own financial situation, Cbus can help. We offer a broad range of financial advice services to members of all ages.
  • Third party authority form (PDF) - This form can be used for personal, business or financial adviser authorisations, to obtain information about your Cbus account.
  • Cbus' interpreter service (PDF) - To help members that come from a non-English speaking background, the interpreter service is available between 8am-8pm AEST Monday to Friday.

Consolidate your super

  • Rollover form (PDF) - You can use this form to rollover your other super accounts into your Cbus account - this form has to be downloaded and mailed to Cbus.

Insurance

Investments

  • Investment handbook (PDF) - This handbook details the investment options available to Cbus members. You can use the forms at the back of this handbook to change the investment option/s your super is invested in.
  • Investment choice fact sheet (PDF) - Information on why you should consider making an investment choice. Find out what is meant by risk and return and how you can make an investment choice with Cbus.

Making extra contributions

  • Making extra contributions fact sheet (PDF) - There are four ways to add extra contributions to super, and this fact sheet explains them all - including Salary Sacrifice. Email it to your employees or print out some copies to hand out.

Tax

  • Supply TFN form (PDF) - Unless you provide Cbus your Tax File Number (TFN), you’re likely to pay extra tax on employer and salary sacrifice contributions.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

Update my details

  • Change your details (PDF) - Use this form to notify us of any changes to your personal details, such as a change of name, address or nominated beneficiary.

Withdrawals and release

  • Super retirement drawdown form (PDF) - Use this to allow us to pay part of your super benefit in cash to your bank account (eligible members only). Used to be called the Partial cash withdrawal form.
  • KiwiSaver form (PDF) - If you are planning on moving permanently or indefinitely to New Zealand, you may be able to transfer your superannuation savings from Cbus to a New Zealand KiwiSaver scheme.
  • Compassionate ground benefit payment application form (PDF) - In limited circumstances, you may be able to access a portion of your super on compassionate grounds. Before completing this form, you’ll need to obtain approval from the Department of Human Services (DHS) for early release of your super on compassionate grounds.
  • Financial hardship benefit payment application (PDF) - Superannuation law allows Cbus to release benefits to fund members prior to their retirement in cases of severe financial hardship. To access your super in these circumstances you must meet the eligibility conditions set out in superannuation legislation.
Personal super

For people who joined Cbus without having an employer.

General information

  • Cbus Personal Super PDS (PDF) - This handbook is for members who are not currently working or who are not receiving super contributions from an employer. It has information about the Cbus Personal Super product as well as an application form to join.
  • Financial services guide (PDF) - The Financial services guide (FSG) provides information about the financial products and services that are provided to members.
  • How super works fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on how to make extra contributions, who can contribute to super, how to withdraw super and the early release of super.
  • Fees and costs fact sheet (PDF) - This fact sheet shows the main fees and costs that may be charged to members to set up and manage their Cbus account, which may be deducted directly from the account or deducted from the investment returns.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

*While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.

Advice

  • Cbus advice brochure (PDF) - If you have a question about your super or would like detailed advice about your own financial situation, Cbus can help. We offer a broad range of financial advice services to members of all ages.
  • Third party authority form (PDF) - This form can be used for personal, business or financial adviser authorisations, to obtain information about your Cbus account.
  • Cbus' interpreters service (PDF) - To help members that come from a non-English speaking background, the interpreter service is available from 8am-8pm AEST Monday to Friday.

Consolidate your super

  • Rollover form (PDF) - You can use this form to rollover your other super accounts into your Cbus account - this form has to be downloaded and mailed to Cbus.

Insurance

Investments

  • Investment handbook (PDF) - This handbook details the investment options available to Cbus members. You can use the forms at the back of this handbook to change the investment option/s your super is invested in.
  • Investment choice fact sheet (PDF) - Information on why you should consider making an investment choice. Find out what is meant by risk and return and how you can make an investment choice with Cbus.

Making extra contributions

  • Making extra contributions fact sheet (PDF) - There are four ways to add extra contributions to super, and this fact sheet explains them all - including Salary Sacrifice. Email it to your employees or print out some copies to hand out.

Tax

  • Supply TFN form (PDF) - Unless you provide Cbus your Tax File Number (TFN), you’re likely to pay extra tax on employer and salary sacrifice contributions.
  • How super is taxed fact sheet (PDF) - This fact sheet forms part of the Cbus Product Disclosure Statements. It includes information on the tax treatment of super coming into and out of your account, tax deductions and tax after you reach preservation age.

Update my details

  • Change your details (PDF) - Use this form to notify us of any changes to your personal details, such as a change of name, address or nominated beneficiary.

Withdrawals and release

  • Super retirement drawdown form (PDF) - Use this to allow us to pay part of your super benefit in cash to your bank account (eligible members only). Used to be called the Partial cash withdrawal form.
  • KiwiSaver form (PDF) - If you are planning on moving permanently or indefinitely to New Zealand, you may be able to transfer your superannuation savings from Cbus to a New Zealand KiwiSaver scheme.
  • Compassionate ground benefit payment application form (PDF) - In limited circumstances, you may be able to access a portion of your super on compassionate grounds. Before completing this form, you’ll need to obtain approval from the Department of Human Services (DHS) for early release of your super on compassionate grounds.
  • Financial hardship benefit payment application (PDF) - Superannuation law allows Cbus to release benefits to fund members prior to their retirement in cases of severe financial hardship. To access your super in these circumstances you must meet the eligibility conditions set out in superannuation legislation.
Retirement

For people who are planning, transitioning or fully retired.

General information

  • Cbus Super Income Stream PDS (PDF) - This handbook is for those looking to receive their superannuation as regular income payments. It also contains an application form to join.
  • Financial services guide (PDF) - The Financial services guide (FSG) provides information about the financial products and services that are provided to members.

*While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.

Advice

  • Cbus advice brochure (PDF) - If you have a question about your super or would like detailed advice about your own financial situation, Cbus can help. We offer a broad range of financial advice services to members of all age
  • Third party authority form (PDF) - This form can be used for personal, business or financial adviser authorisations, to obtain information about your Cbus account.
  • Cbus' interpreters service (PDF) - To help members that come from a non-English speaking background, the interpreter service is available from 8am-8pm AEST Monday to Friday.

Investments

Update my details

Withdrawals and release

  • Super retirement drawdown form (PDF) - Use this to allow us to pay part of your super benefit in cash to your bank account (eligible members only). Used to be called the Partial cash withdrawal form.
Employers

For businesses paying super for employees.

General information

  • Employer handbook (PDF) - The Employer Handbook is an overview of how Cbus works for employers. It includes benefits, payment methods and how to join.
  • Financial services guide (PDF) - The Cbus Financial Services Guide (FSG) provides information about the financial products and services that are provided to members.
  • Trust Deed (PDF) - The Fund is governed by a Trust Deed. The Trust Deed is a legal document that determines the way Cbus is managed.
  • Cbus Income Protection cover (PDF) - This flyer outlines the Income Protection cover available for members of Industry Super who work in Non-Manual and Professional occupations.
  • Industry insights handbook (PDF) - Cbus presents the 2016-17 construction and building report, featuring insights and trends for the Australian market plus great information about super for businesses.

Choice of super fund

Making contributions

  • Cbus Clearing House registration (PDF) - We can help take care of distributing all your superannuation contributions for you, making Cbus your one stop shop for all the funds you contribute to.
  • Cbus clearing house fact sheet (PDF) - We can help take care of distributing all your superannuation contributions for you, making Cbus your one stop shop for all the funds you contribute to.