All your super in one place

It makes sense to have all your super in one place. You’ll save on paying multiple admin fees and can keep track of your super easily.

Things to consider before you consolidate your super

We want to make sure you've got all the relevant information you need before you make the decision to consolidate funds into Cbus. We're here to help.

View the checklist

Ready to consolidate your super?

There are different ways to consolidate:

Call us

If you don’t know the details of your other funds you can call us on 1300 361 784 and, with your permission, we can search for lost or other super for you.

We’ll need to verify it’s you, so have your ID available.

Get in touch

Go online

If you know the details of your other super funds you can log in to your online account and combine your other super into your Cbus account.

All you need is the member or account number of your other funds.

Log in to your online account

You can also use the Combine your super into Cbus (PDF) form to consolidate your super (if you know the details of your other funds and ask us to search for lost or other super for you.

Search for lost super

If you’d prefer to search for lost super yourself, you can use the ATO’s myGov service.

Keep your details up to date

Whenever you change address, email or phone numbers, make sure you let us know. The same applies to when you change jobs. We’ll keep your details up to date and make sure you don’t lose track of your super.

Changing jobs

When you move to a new job, you can still keep your super with Cbus. No matter what type of work you'll be doing, you can take your super account with you.

By sticking with Cbus you’ll enjoy the same history of strong, long-term performance, low fees and member benefits. And you’ll avoid paying additional fees on multiple super funds.

If your new employer has Cbus as its default fund, simply provide your Cbus member number and they’ll take care of the rest.

If your new employer is not already paying into Cbus, simply fill in and submit the I want my super paid into Cbus form (PDF).

Some employers may also ask for a Letter of Compliance or a Complying Fund Statement (PDF) from Cbus.

Contact us if you need our assistance.

Unpaid super

By law, your employer is generally required to contribute at least 10% of your Ordinary Time Earnings (OTE) into your super account.

Cbus encourages employers to pay your super contributions monthly. This ensures your account starts earning interest as early as possible.

It’s important you ask your employer which fund they’re paying your super into, how much they’re paying and how often. And be sure to check your employer has your correct superannuation details.

Between April and June 2021 we collected over
$21.8 million
in unpaid super for our members.
In the 2020/21 financial year to 30 June we collected over
$75.1 million
in unpaid super for our members.

How do I check if my super is being paid on time?

  • Download our mobile app to check your Cbus account balance and recent transactions at any time.
  • Log in to your online account to check you’re receiving contributions.
  • Speak to your Cbus Coordinator or Union Delegate/Organiser.
  • Call us on 1300 361 784 from 8am to 8pm (AEST/AEDT), Monday to Friday.

What if my employer hasn't been paying my super?

Each month, Cbus checks if employers are paying their employee super obligations.

When a payment is missed, we act quickly to contact the employer to offer our support and assistance to help them make the payment.

When an employer still has outstanding contributions, we refer them to Industry Funds Credit Control (IFCC), our arrears collection agency.

Over the last 10 years IFCC has recovered over
$711 million
in unpaid super for our members as at 30 June 2021.

Manage your super, anywhere, anytime. Download the Cbus app to:

Check your account balance

Oversee your employer contributions

Filter through transactions history

Update your super account details

Consolidate your super into one account

Track progress of before and after-tax contributions

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