Our performance in 2019

Superannuation returns*

Growth (Cbus MySuper) default option

Super Income Stream (Fully Retired Option) returns*

Conservative Growth default option

Cbus Property returns**

Supplements

Together with the Cbus Annual Integrated Report and the Cbus in Review 2019 we have provided more detailed information about Cbus and our investments in our supplements.

Read about our approach to responsible investment (PDF).

View the Cbus annual financial report 2019/2020 (PDF) and the United Super Pty Ltd annual financial report 2019/2020 (PDF).

Read about our people and culture, and remuneration (PDF).

Read about our governance framework (PDF).

Read about our approach to engagement (PDF).

View the GRI Standards we've reported on (PDF).

We know the work we do every day has a real impact on the amount of money our members will retire with.

With transparency and accountability, our Annual Report shows how we continue to create value for them.

Since 2013, Cbus has been part of the Global Pension Network for Integrated Reporting ensuring our reporting framework articulates strategy and drives performance.

We prepare our report following the Global Reporting Initiative Standards to effectively report our sustainability impacts and performance. The GRI are recommended reporting standards. 

Cbus has voluntarily signed up to the Tax Transparency Code which is a set of principles and minimum standards developed by the Board of Taxation. This aligns with our approach to transparency and Responsible Investment. We have published a tax transparency report for the year ending 30 June 2019.

*Based on the crediting rate, which is the return minus investment fees, the percentage-based admin fee and taxes. Excludes weekly administration fees. Past performance is not a reliable indicator of future performance.

**Cbus Property Pty Ltd is wholly-owned subsidiary of United Super Pty Ltd and has responsibility for the development and management of Cbus’ direct property investments. Cbus Property investments are part of the property asset class in the High Growth, Growth, Conservative Growth and Conservative investment options and these returns are net of fees and form part of the crediting rates allocated to accounts invested in these options.