Low fees for a stronger retirement

See how you much you could save on fees.

retirement member playing with grandchildren

We’re an industry fund, so we keep all fees and costs as low as possible.

 

We only charge the administration and investment fees needed to run your account, and we negotiate the best possible insurance rates for members.

 

Compare our fees in the Growth (Cbus MySuper) investment option against the average super fund, based on a $50,000 balance.

 

You’d pay $479 in fees each year with Cbus, compared to $658.98 for an average super fund and $784.10 for an average retail super fund.1

 

See how our fees compare

A top fund with strong long-term returns

Compare our performance over the past 5, 10 and 15 years.

high rise building with blue sky

Year after year, our default investment option, Growth (Cbus MySuper)2, has performed better than the industry average3.

 

Compare our performance over the past 5, 10 and 15 years  and see the difference it makes.

A graph comparing the average annual returns for Growth (Cbus My Super) and  the Super Ratings median. The graph shows average annual returns over 5 years as 7.13% for Growth (Cbus My Super) and 5.83% for Super Ratings median, over 10 years as 8.54% for Growth (Cbus My Super) and 7.43% for Super Ratings median, and over 15 years as 7.20% for Growth (Cbus My Super) and 6.59% for Super Ratings median.

 

The Growth (Cbus MySuper) investment option has consistently provided above-average returns.4

 

Check our strong long-term performance

Insurance for financial security

Learn how our insurance cover keeps you protected.

male tradie smiling in camera

We understand the risks of working in the building, construction and allied industries. That’s why we offer tailored insurance options to suit you and your job and keep you covered.   

 

No out-of-pocket expenses

Premiums are deducted from your super account.

 

Great value

We negotiate the best possible insurance rates for members.

 

Flexible insurance cover

Choose cover that’s right for you based on your age, family situation and financial needs.

 

 

Learn more about our insurance options

Join Cbus

Together, let's build a better future

Creating jobs for our members

We’re determined to be part of the road to economic recovery in Australia, by investing back into the construction industry and helping safeguard its future.

Cbus Propertyhas already created over 100,000 jobs6 in building and construction. Now we’re working on creating 100,000 more.

Read about the road to recovery

Freedom to choose how you invest

 

Choosing an investment option can make all the difference to how much money you retire with.

Our default investment option, Growth (Cbus MySuper), is designed to suit most people.

But if it’s not right for you, you can choose an option that suits your goals, time frame and the level of investment risk you’re comfortable with.

Learn more about our investment options

Our awards

Platinum 2021 MyChoice Super

Awarded by SuperRatings to the fund offering the best value for money to members.7

Infinity recognised 2021

Recognised as a fund most committed to addressing environment and ethical responsibilities.

5 Apples 2021

Awarded by Chant West for being a ‘highest quality fund’.8

Compare us in more detail

As a 'best value for money' super fund9, we’re proud to share how we compare on investment performance, fees, insurance, member services and more. Learn more in the latest SuperRatings Fundamentals reports.

 

MySuper

Cbus MySuper - SuperRatings Fundamentals report (PDF)

 

Corporate Super

Cbus Corporate Super - SuperRatings Fundamentals report (PDF)

 

Industry Super

Cbus Industry Super - SuperRatings Fundamentals report (PDF)

 

Sole Trader Super

Cbus Sole Trader Super - SuperRatings Fundamentals report (PDF)

 

Personal Super

Cbus Personal Super - SuperRatings Fundamentals report (PDF)

We're here to help

Call us

1300 361 784
8am to 8pm AEST/AEDT
Monday to Friday

Disclaimers

1 This information was calculated using data taken from SuperRatings’ Smart Database as at 1 January 2021. Total fee is based on the account-keeping fee, asset-based fee and investment fee and Indirect Cost Ratio (ICR). These calculations are across all products, including those with different asset allocations to Cbus default option. Investment fees typically differ based upon asset allocation, and this may account for some of the difference in fees.

2 Since inception to 30 June 2020. Investment performance is based on the crediting rate, which is the return minus investment fees, taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members' accounts. Past performance isn't a reliable indicator of future performance.

3 (Median) SuperRatings SR50 Balanced Survey, 30 June 2020. SuperRatings is a ratings agency that collects information from super funds to enable performance comparisons – visit superratings.com.au.

4 Past performance is not a reliable indicator of future performance.

5 Cbus Property Pty Ltd is a wholly-owned subsidiary of United Super Pty Ltd and has responsibility for the development and management of Cbus’ direct property investments.

6 Estimated jobs since 2006 to June 2020 based on inductions for completed and committed developments.

7 SuperRatings does not issue, sell, guarantee or underwrite this product. See the SuperRatings website for details of its ratings criteria.

8 For further information about the methodology used by Chant West, see chantwest.com.au.

9 Source: SuperRatings Fundamentals 31 August 2020. Past performance is not a reliable indication of future performance. While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.

 

This information is about Cbus. It doesn’t take into account your specific needs, so you should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant Cbus Product Disclosure Statement and related documents to decide whether Cbus is right for you.