Investing in Australia
Strengthening Australia’s economy by supporting industries that are important to our members.How we invest back
One of the top performing* super funds over the long-term
Compare our performance over the past 7, 10, 15 and 20 years.
Over the long term, our default option the Growth (MySuper)* investment option has performed better than the industry median.
* Our default Growth (MySuper) option obtained a top quartile performance ranking over 7, 10, 15 and 20 years from the SuperRatings FCRS SR50 Balanced (60-76) Index Survey, for the period ending 30 June 2023. Past performance is not a reliable indicator of future performance. SuperRatings is a ratings agency that collects information from super funds to enable performance comparisons – superratings.com.au
^ SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index Median return: June 2023
Competitive fees for a stronger retirement
See how much you could save on fees.
We’re an industry fund, so we keep all fees and costs as low as possible.
We only charge the administration and investment fees needed to run your account, and we negotiate the best possible insurance rates for members.
Compare our fees in the Cbus Growth (MySuper) option against the average super fund, based on a $50,000 balance.
You’d pay $438 in fees each year with Cbus, compared to $493 for an average super fund and $503 for an average retail super fund.†
*Cbus fees are the updated fees as outlined in Fees Factsheet (PDF) and effective 26 August 2023.
† Fees and costs in the above table are compared at 31 August 2023. Average super fund refers to all fund type Balanced (60-76) option and incorporates Cbus updated fees and costs. Average retail fund refers to all retail fund Balanced (60-76) option. Average fees calculated effective at 31 August 2023 using SuperRatings' SMART Database, and the comparison executed on 6 September 2023. Total fees is based on the administration fees and costs, transaction fees and investment fees and costs based on an account balance of $50,000 . Investment fees usually change from year to year and are different for each investment option. The actual investment fee will be determined at the end of the financial year and published in your 30 June statement. This comparison is about fees and costs only. It does not take into account other benefits, services or your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Refer to the relevant Product Disclosure Statement, Target Market Determination and related documents for the investment fees and costs including performance fees.
Insurance for financial security
Learn how our insurance cover keeps you protected.
We understand the risks of working in the building, construction and allied industries. That’s why we offer tailored insurance options‡ to suit you and your job and keep you covered.
No out-of-pocket expenses
Premiums are deducted from your super account.
We negotiate the best possible insurance rates for members.
Flexible insurance cover
Choose cover that’s right for you based on your age, family situation and financial needs.
‡ Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.
Choosing an investment option can make all the difference to how much money you retire with. Our default investment option, Growth (MySuper), is designed to suit most people.
But if it’s not right for you, you can choose an option that suits your goals, time frame and the level of investment risk you’re comfortable with.Our investment options
2023 Best Fund: Member Services
2023 Specialist Fund of the Year
(awarded for fourth consecutive years 2020-2023)
Canstar 2023 Outstanding Value,
Account Based Pension
As a 'best value for money' superannuation fund#, we’re proud to share how we compare on investment performance, fees, insurance, member services and more.
Learn more in the latest SuperRatings Fundamentals reports:
# Source: SuperRatings Fundamentals 30 June 2023. Past performance is not a reliable indication of future performance. While Cbus has a commercial relationship with SuperRatings, Cbus has no influence over the research results and overall ratings and does not accept responsibility for any loss or damage caused by this report.
1Zenith CW Pty Ltd ABN 20 639 121 403 AFSL 226872/AFS Rep No. 1280401 Chant West Awards issued 17 May 2023 are solely statements of opinion and not a recommendation in relation to making any investment decisions. Awards are current for 12 months and subject to change at any time. Awards for previous years are for historical purposes only. Full details on Chant West Awards at https://www.chantwest.com.au/fund-awards/about-the-awards/