More than 50,000 Cbus members to benefit from Government’s LISTO increase
13 October 2025
Media release
Cbus Super has welcomed the Commonwealth Government’s move to increase the Low Income Super Tax Offset (LISTO) which will benefit millions of workers across the country and provide an immediate savings boost to 57,000* Cbus members including apprentices.
Cbus Super CEO Kristian Fok congratulated the government on the reform saying it was part of a suite of sensible changes that would make super tax concessions fairer.
“This is a win for young tradies, apprentices, women in construction and part-time workers, providing a boost to their retirement savings. Lifting the threshold will ensure the super system is fairer for decades to come,” Mr Fok said.
“The current cap was set when the Superannuation Guarantee (SG) rate was 9.5%, but with the rate increased to 12% this year, workers earning just $27,778 per annum have now hit the limit.
“Raising the LISTO cap from $500 to $810 will support low-income workers, including thousands of Cbus members.”
Mr Fok said the Government’s amended package of super reforms will set the super system up for a stronger and more equitable future.
“These reforms add fairness to our world-leading system which is underpinned by universality and preservation,” he said.
“The Government’s proposed changes are sensible and foresighted and will ensure super stay strong for decades to come.”
Background
Under the current settings, an apprentice earning $27,778 per annum would max out their entitlement — long before they get the full benefit. Today’s announcement to boost the cap to $810 will ensure workers are not penalised simply because super contributions are rising as intended.
Figures in the Cbus Super Pre-Budget Submission 2025-26 show that lifting the LISTO threshold, permanently aligning it with the lowest tax bracket, and increasing the cap would help around 57,000 Cbus members* — ensuring the system works as it should by supporting more low-income workers.
Construction is the largest employer of full-time workers aged 15-19, with over 56,000 young people in the sector**.
Cbus figures show that 45% of members under 18 received a LISTO payment last year, and women make up 18% of recipients—higher than their overall share of Fund membership*
Media enquiries: media@cbussuper.com.au or +61 3 9100 4930
* Source: internal data from Cbus Super Pre-Budget Submission 2025-26 (as at 31 January 2025).
About LISTO – Currently the low-income super tax offset (or LISTO) is paid to workers with an adjusted taxable income of $37,000 or less. The offset equals 15% of the individual’s concessional contributions. This removes the tax on contributions, subject to a maximum of $500.
This information is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination to decide if Cbus Super is right for you. Call 1300 361 784 or visit cbussuper.com.au.
Cbus is the leading Industry Super Fund representing those that help build, shape and maintain Australia. As one of Australia’s largest super funds, we provide superannuation and income stream accounts to more than 900,000 members and we manage more than $105 billion (as at 30 June 2025). As of April 2022, Cbus merged with Media Super and offers Media Super products. In May 2023 Cbus Super successfully completed its merger with EISS Super, welcoming 17,000 new members and establishing itself as the leading fund for energy and electrical workers in Australia.
Issued 13 October 2025, United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and/or Cbus Super).