New Payday super laws are a big win for Cbus Super members
5 November 2025
MEDIA RELEASE
The passage of the Payday Super laws in Parliament marks a significant victory for workers in the construction and related industries as it will reduce unpaid super and deliver retirement savings straight into members accounts to begin earning and compounding.
This law change is a vital step towards resolving the persistent problem of unpaid super in the construction and building industry. Cbus Super has been at the forefront of efforts to recover unpaid super, reclaiming nearly $200 million in unpaid super for 180,000 members in the last financial year. Over the past decade, the fund has recovered more than $1.13 billion for its members.
More frequent superannuation payments allow contributions to start compounding earlier and earn interest for a longer period – boosting retirement savings.
Cbus Super Acting Chief Member Officer Bernie Dean said paying super with wages would help Cbus members keep track of their payments, especially those who work irregular hours.
“Our members have worked hard and deserve every dollar of super they are owed. Payday super ensures their retirement savings start earning interest immediately, putting their hard-earned money to work right away,” Mr Dean said.
“It’s a crucial reform for our members and it will improve the quality and security of retirement for all Australians.
“Most employers do the right thing, but there is a small number that deliberately underpay their workers and gain an unfair business advantage by not paying the correct amount of super. The new payday super laws make it much harder for employers to gain a commercial advantage by undercutting their workers.”
In hazardous occupations missing super isn’t just a retirement issue, it also means the risk of losing out on valuable insurance protection that could support workers and their families if something goes wrong.
Under super laws, insurance lapses if no super has been paid into an account for 16 months, unless members opt in to retain cover.
“Ahead of the new payday super laws being enacted, we remind workers to check that what’s going into their super account matches the payslip and is what they’re owed,” Mr Dean said.
“It’s also time for employers to check their systems are working well so they are ready to make more frequent super payments.”
“Cbus will continue to support our employers to make the transition to more frequent payments for their employees and our members”.
Media enquiries: media@cbussuper.com.au or +61 3 9100 4930
* Last financial year Cbus Super’s providers and workplace coordinators recovered $193.1 million in unpaid super for our members. In the past five financial years (FY21 to FY25) Cbus has recovered $699 million nationally helping 660,000 members.
This information is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Read the relevant Product Disclosure Statement (PDS) and Target Market Determination to decide if Cbus Super is right for you. Call 1300 361 784 or visit cbussuper.com.au.
Cbus Super is the leading Industry Super Fund representing those that help build, maintain and shape Australia. As one of Australia’s largest super funds, we provide superannuation and income stream accounts to more than 900,000 members and we manage more than $105 billion of our members’ money (as at 30 June 2025). As of April 2022, Cbus merged with Media Super and offers Media Super products. In May 2023 Cbus Super successfully completed its merger with EISS Super, welcoming 17,000 new members and establishing itself as the leading fund for energy and electrical workers in Australia.
Issued 5 November 2025. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as trustee for Construction and Building Unions Superannuation Fund (Cbus and/or Cbus Super) ABN 75 493 363 262.