Talking about insurance isn’t anyone’s favourite topic, but it matters. It’s natural to feel like you won’t need it – most of us do.
But life can change quickly and the right cover can make a real difference.
That’s why having insurance that fits your work is important.
We cover high-risk jobs that many other funds don’t. How? It’s called a dangerous occupation exemption.
If you’re:
paid in insurance claims2
Since April 2020, over 258,825 members have retained or received automatic cover2. And we’ve paid out $158.8 million in claims for members who would’ve otherwise got $0.
We’re built to benefit members. So we keep our fees as competitive as possible.
See our fees and costs.
We look after more than $110 billion in super savings for over 925,000 members3.
Our High Growth investment option4 returned 10.03 % p.a. over 10 years.5
We’re built to support members, and we work to keep fees as competitive as we can.
You can get face-to-face support in most capital cities. You’ll also have access to online tools, calculators & education sessions to help you.
We deliver outstanding products and services – see for yourself.
Can we put the disclaimers in an accordion?
1The dangerous occupation exemption applies to eligible members in the manual occupation category of our Cbus Industry Super product. Eligible members will receive automatic insurance cover under a dangerous occupation exemption if they’re under age 25 or have an account balance of less than $6,000. For further information, including when cover may start, see our Insurance Guide (Industry Super) at cbussuper.com.au.
2For the period 1 April 2020 to 30 June 2025.
3As at 31 December 2025.
4 Our High Growth investment option may suit members seeking the highest investment returns over the long term, and who can accept more years of negative investment returns. For detailed information of the High Growth option’s risk and return, read our Investment Guide or visit cbussuper.com.au/investments for detailed information. CBUS’ default investment option is the Growth (MySuper) option.
5As at 31 January 2026. The crediting rate is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs deducted directly from members' accounts. Past performance is not indicative of future performance.
Insurance is issued under a group policy with our insurer TAL Life Limited ABN 70 050 109 450 AFSL 237848.
This information is general in nature and doesn’t take into account your specific needs. You should look at your own financial position, objectives and requirements before making any financial decisions. Read the relevant CBUS Product Disclosure Statement and Target Market Determination to decide if CBUS is right for you. Contact us for a copy.
