Calculator disclaimer

The results of this calculator are based on the limited information you input and assumptions made about the future. We don't consider your personal circumstances including your current lifestyle expenses, other financial commitments like debt or other needs and objectives.


When making any financial decisions you should take into account your objectives, financial situation or needs. You should also consider that money invested in super generally cannot be accessed until you retire.

As any estimate generated by the calculator is based on assumptions (general or default assumptions or assumptions as modified by you), the estimate may not be accurate for your situation if the assumptions are or become inaccurate for any reason including as a result of taxation or other legislative changes.

The results shown are not guaranteed to occur and should not be relied upon as a true representation of any actual superannuation contributions, retirement benefit or taxation. Because your circumstances or tax and other rules can change, we recommend you revisit this calculator on a regular basis (for example, each year).

The calculator should not be relied on for making a decision about a particular financial product or class of financial product and is not a substitute for financial advice. You should consider getting advice from a licensed financial adviser who can work with you to develop a financial plan specifically tailored to your objectives, financial situation or needs.

Help is available
  • As part of your Cbus membership, you have access to our team of financial advisers on 1300 361 784. Cbus Advice Services can provide advice over the phone about Cbus super products and ways to maximise your super for retirement. 
  • The privacy and security of your personal information is important to Cbus. Your information will be collected and handled in accordance with the Cbus Privacy Policy and Personal Information Collection Statement.