Protecting workers is always the priority

Putting our members' interests first

This year Cbus Super celebrated the fifth anniversary of its dangerous occupation exemption for workers. Learn how this has protected thousands of workers.

In 2019 Cbus Super won an important exemption to laws that would remove automatic insurance cover for young workers and people with low super balances.

They advocated for members to keep their default cover, because having access to automatic insurance cover is vital for members doing dangerous work.

Cbus Super provides automatic cover when other super funds don’t

Because the fund has a dangerous occupation exemption, they’re one of the only super funds in the country that can provide automatic cover to eligible members, regardless of their age or account balance. 

Cbus Super also provides cover for high-risk jobs like working from heights, working underground or in confined spaces, but not all super funds do this.

Under Cbus Super’s dangerous occupation exemption

240,620 members have retained or been provided automatic cover, and we’ve paid claims worth more than

$134 million to members and their families, supporting them when they needed it1.

Don’t get caught without insurance

When everything’s going well it’s hard to imagine having an accident, illness, or something worse. But things happen, and having insurance in your super could make a huge difference during a hard time.

Cbus Super CEO Kristian Fok acknowledged the exemption’s positive impact for young members.

“We’ve paid more than $130 million in benefits to Cbus members and their families, including total and permanent disability and terminal illness claims to teenagers and under 25s1."

Had these members been with almost any other fund instead of Cbus, they would have received nothing.

“Insurance in super provides financial security in difficult times. Recognising the importance of insurance for workers in hazardous occupations must continue."

Check your insurance

Members can check their insurance in the Cbus app or in their online account. 

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1 As at 31 December 2024.

Insurance is issued under a group policy with our insurer, TAL Life Limited ABN 70 050 109 450 AFSL 237848.

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