Investment update from CIO Leigh Gavin

Our investment returns to 30 June 2025 from our Chief Investment Officer, Leigh Gavin

Our Growth (MySuper) investment option has delivered a strong one-year return of 10.29% for our hard-working members^. Our diversified investment options (Pre-mixed) also performed strongly with an 11.80% return for our High Growth investment option and an 11.68% return for our Indexed Diversified investment option^.

Following another year of strong share market returns, our Australian Shares and Overseas Shares (DIY) investment options, returned 11.26% and 17.81%, respectively^*.

For our Fully Retired Super Income Stream members, our Conservative Growth investment option investment return was 9.23% for the financial year^*.

Global events created some unpredictability in markets

The financial year started off strongly but the scale of the United States tariff announcements in April led to significant investment market volatility. While this impacted all super funds’ investment returns for a period, pleasingly returns have rebounded strongly since.

What drove our investment return performance

Both global and Australian shares finished the financial year as the largest contributors to our investment returns. This shows why they continue to be an important part of our highly diversified portfolios over all time periods, despite the occasional ups and downs.

More defensive asset classes, such as infrastructure and property helped deliver a smoother ride, while global credit and private equity also contributed meaningfully to our 1-year performance.

Investment outlook going forward

Share markets bounced back strongly, which indicates that there is optimism, but market volatility challenges remain.

While we remain cautiously optimistic about the upcoming financial year and our ability to deliver strong long-term investment returns for our members, we may see more ups and downs in the short term. No matter what happens in the coming months, it is important to stay the course.

Our diversified portfolios are built to weather short-term market shifts, helping you stay focused on growing your retirement savings.

Watch the End of Financial Year investment performance update

See how our end of financial year investment returns compare:

Super members

Transition to Retirement Super Income Stream members

Fully Retired Super Income Stream members

^* Investment performance is based on investment returns minus investment fees and costs, transaction costs and investment-related taxes and until 31 January 2020, the percentage-based administration fee. Excludes fees and costs that are deducted directly from members’ accounts. Past performance is not a reliable indicator of future performance.

^** The median investment return is taken from the comparable SuperRatings Index Survey for the period ending 30 June 2025. Growth (MySuper) investment option: FCRS SR50 Balanced (60-76) Index, High Growth investment option: FCRS SR50 Growth (77-90) Index, Conservative Growth (fully retired) investment option: FCRS SRP25 Conservative Balanced (41-59) Index, Conservative Growth (transition to retirement): FCRS SR25 Conservative Balanced (41-59) Index. SuperRatings is a ratings agency that collects information from super funds to enable performance comparisons – visit superratings.com.au for details of its rating criteria.