Your transition to retirement guide

Read time: 8 minutes

Explore what retirement could look like, what it may cost. 

• Focus on how you want to spend your time
• Take the quiz and consider what retirement may cost
• See what retiring sooner, later or gradually could mean

Start step 1 >

Read time: 15 minutes

Your retirement income may come from different places, including super, savings, investments and the Age Pension, if you’re eligible. 

• Understand the role of super, savings and investments
• Check Age Pension support and learn when you may be eligible
• Consider your super options. Look at access, regular payments and lump sums

Start step 2 >

Read time: 18 minutes

If your expected income does not support the retirement you want, there is still time to act. 

• Explore contribution options before retirement
• Check that your investment mix suits your goals, timeframe and comfort with risk
• Understand where your money goes and what your expected income could support

Start step 3 >

Read time: 8 minutes

Life can change and your retirement plans may need to change with it. Check in on your beneficiaries, legal paperwork, insurance and family conversations so you can protect what you’ve built and feel more prepared.

• Check that your death benefit nomination is current and valid
• Review your will and powers of attorney
• Consider insurance and how you would manage an earlier finish to work

Start step 4 >