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Living in retirement from age 67

How’s your retirement shaping up?

Whether you’re already retired or thinking about your next steps, age 67 and over can be an important time to check in on your income, spending and lifestyle. 

Your retirement income workbook for age 67

This RetireMate workbook is a step-by-step guide for members aged 67 or older. 

It can help you:

  • Review your retirement lifestyle and spending
  • Understand how super, the Age Pension and other income sources could work together
  • Explore ways to help your retirement income go further
  • Plan ahead for health, family, aged care and estate planning needs.

Jump to a step

Step 1

Shape your life in retirement

Read time: 8 minutes

Think about what matters most to you now, how you want to spend your time and how your spending may change as your needs change. 

  • Focus on your lifestyle and how you want to spend your time
  • See whether your income and spending support the life you want
  • Think about how your needs and spending may shift over time

Start step 1 >

Step 2

Understand where your retirement income could come from

Read time: 15 minutes

Your retirement income may come from super, the Age Pension, other savings or investments. Understanding how these sources could work together can help you make informed choices if things change.

  • Understand the role of super, savings and investments
  • See how the Age Pension may fit your situation
  • Learn why you may rely on different income sources at different stages

Start step 2 >

Step 3

Help your retirement income go further

Read time: 15 minutes

If there’s a gap between your retirement income and the lifestyle you want, there may still be steps you can take. Explore practical ways to support your income, review your super and make the most of your options.

  • Explore ways to use your super effectively
  • Check whether your investments still suit your needs and comfort with risk
  • See how your home or investment property could support you

Start step 3 >

Step 4

Plan ahead for life’s changes

Read time: 8 minutes

Life can change and your retirement plans may need to change with it. Thinking ahead can help you stay prepared and give you peace of mind.

  • Plan for health and care and consider how your needs may change
  • Check that your will and powers of attorney reflect your wishes
  • Keep your beneficiaries current and tell loved ones where to find important information

Start step 4 >

Take the next step

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Check your super balance

Knowing what your super balance looks like is a great place to get started. 

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Try the calculators

Use our handy calculators to help you make the most of your super.

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Join an information session

Confused about what to do next?

Our information sessions can help you make confident choices for life after work.

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Get advice

Make confident choices about your retirement.

Our Advice team is here to help.