You can choose to build an entire portfolio of investments, or invest just a portion of your savings in:
Note: Cbus Self Managed is not available for income stream accounts if you have selected the Transition to Retirement option.
With Cbus Self Managed you can view and manage all your Cbus investments in one place, with access to:
If you’re eligible, you can register for this investment option through your online account. Once you login, access Cbus Self Managed under the Cbus Self Managed tab at the top of the page.
For more information about eligibility, investments, fees and charges and how to get started read the Cbus Self Managed investment guide (PDF).
Read more about Cbus Self Managed performance.
With the Cbus Self Managed online trading platform, you can buy shares directly in companies on the S&P/ASX 300 Index.
You can invest in shares with as little as $1,500 and up to 80% of your Cbus account, subject to trade limits and eligibility criteria.
To help you make investment decisions, the Cbus Self Managed platform provides you with access to market news and information including buy and sell recommendations from UBS Research.
Exchange traded funds (ETFs) are professionally managed investment pools that are listed on the Australian Securities Exchange (ASX).
They are a collection of underlying securities that represent a particular market index and are traded similarly to shares.
The following ETFs are available:
| Name | Index | Type |
|---|---|---|
| BetaShares Gold Bullion ETF* – Currency Hedged* | Gold | Commodity |
| iShares Core S&P/ASX 200 ETF# | S&P/ASX 200 | Australian Equities |
| iShares S&P/ASX 20 ETF# | S&P/ASX 20 | Australian Equities |
| iShares S&P/ASX Small Ordinaries ETF* | S&P/ASX Small Ordinaries | Australian Equities |
| iShares Asia 50 ETF* | S&P Asia 50 | Regional Equities |
| iShares Europe ETF# | S&P Europe 350 Index | Regional Equities |
| iShares S&P 500 ETF# | S&P 500 | Regional Equities |
| iShares MSCI Emerging Markets ETF* | MSCI Emerging Markets | Regional Equities |
| iShares MSCI Japan ETF* | MSCI Japan | Regional Equities |
| SPDR S&P/ASX Australian Government Bond Fund# | S&P/ASX Government Bond | Fixed Interest |
| SPDR S&P/ASX Australian Bond Fund# | S&P/ASX Australian Fixed Interest | Fixed Interest |
| SPDR S&P World ex Australia Carbon Control Fund# | S&P Developed ex Australia LargeMidCap AUD | Global Equities |
| SPDR S&P World ex Australia Carbon Control (Hedged) Fund# | S&P Developed ex Australia LargeMidCap Hedged AUD | Global Equities |
| Vanguard Australian Shares Index ETF# | S&P/ASX 300 | Australian Equities |
| Vanguard MSCI Australian Small Companies Index ETF* | MSCI Australian Shares Small Cap Index | Australian Equities |
| Vanguard Australian Fixed Interest Index ETF# | UBS Composite Bond | Fixed Interest |
| Vanguard Australian Government Bond Index ETF# | UBS Government Bond Index | Fixed Interest |
| Vanguard Australian Property Securities Index ETF# | S&P/ASX 300 A-REITs | Australian Equities - Property |
| Vanguard Australian Shares High Yield ETF# | FTSE ASFA Australian High Dividend Yield Index | Australian Equities |
| BetaShares Australian High Interest Cash ETF# | 30 Day Bank Bill Swap Rate | Cash/Fixed Interest |
| iShares S&P Global 100 ETF# | S&P Global 100 Index | Global Equities |
| iShares MSCI EAFE ETF* | S&P EAFE Index | Regional Equities |
| iShares China 25 Large-Cap ETF* | FTSE China 50 Index | Regional Equities |
| iShares Treasury ETF# | Bloomberg AusBond Treasury Index | Fixed Interest |
| iShares UBS Composite Bond ETF# | Bloomberg AusBond Composite Index | Fixed Interest |
| SPDR S&P/ASX Small Ordinaries ETF# | S&P/ASX Small Ordinaries Index | Australian Equities |
| SPDR MSCI Australia Select High Dividend Yield Fund# | MSCI Australia Select High Dividend Yield Index | Australian Equities |
| Vanguard All-World Ex US Shares Index ETF# | FTSE All-World ex US Index | Global Equities |
| Global X Physical Precious Metals Basket^ | Precious metals, LBMA Prices | Commodity |
| Russell Investments Australian Select Corporate Bond ETF# | DBIQ 0-4 year Investment Grade Australian Corporate Bond Index | Fixed Interest |
| Russell Investments Australian Semi-Government Bond ETF# | DBIQ 0-5 year Australian Semi-Government Bond Index | Fixed Interest |
^10% of total Cbus account balance may be held in this ETF
*25% of total Cbus account balance may be held in this ETF
#50% of total Cbus account balance may be held in this ETF
The information on this page is for information purposes and should not be relied upon to make investment decisions.
To learn more about the above ETFs you will need to access the individual ETF provider’s website where you will find more information on these products to help you make a decision that is right for you.
The term deposit rates currently available are listed below (current as at 8 December 2023).
| Length of term | ME (%) | NAB (%) |
|---|---|---|
| 30 days | 4.40 | 2.95 |
| 60 days | 4.75 | 4.60 |
| 90 days | 5.10 | 4.95 |
| 180 days | 5.25 | 5.05 |
| 365 days | 5.35 | 5.15 |
The interest rates quoted for term deposits are annualised rates. The interest rate will apply for the term selected. The interest earned will be less than the annualised rate where the selected term is for a period of less than 12 months.
These interest rates are indicative only. The current term deposits available can be viewed by registered users of Cbus Self Managed via the online platform.
The current interest rate for the Cbus Self Managed transaction account is 5.25% pa (pre-tax) correct as at 5 December 2023. The rate of return will vary from time to time.
With managed investments your money is pooled with other members. Unlike investments in shares and exchange traded funds (ETFs), units are not bought and sold directly on the Australian Stock Exchange.
With Cbus, managed investments are offered for property and infrastructure.
Read the Cbus Self Managed managed investments fact sheet (PDF).
A diversified, professionally managed portfolio of listed and unlisted commercial property such as office, retail and industrial.
Read more about Cbus Self Managed Property (PDF).
A portfolio of listed and unlisted infrastructure holdings managed by experienced infrastructure managers. Infrastructure assets include airports, roads and ports.
With these options, Cbus members will have the opportunity to invest in large-scale assets that they would not have access to as an individual investor.
Read more about Cbus Self Managed Infrastructure (PDF).
For a two-week period each quarter, you will be able to buy or sell units in managed investments.
The current scheduled dates as at 1 February 2023 are shown below. These dates are subject to change.
| March 2023 | June 2023 | September 2023 | December 2023 | |
|---|---|---|---|---|
| Trading window opens | 6 April | 5 July |
4 October | 4 January 2024 |
| Trading window closes |
21 April |
19 July | 18 October | 18 January 2024 |
| Trade settlement date |
27 April |
24 July | 23 October |
23 January 2024 |
Useful fact sheets and guides to help with your Cbus Self Managed investment options.
