Cbus Self Managed

Cbus Self Managed is an investment option that allows you greater choice and more control over how your savings are invested.

 

You can choose to build an entire portfolio of investments, or invest just a portion of your savings in:

  • The largest 300 Australian shares on the ASX 
  • A range of exchange traded funds (ETFs) covering Australian and international equities, (market, regions and sectors), bonds and commodities
  • Term deposits from NAB and ME
  • Exclusive managed investments including property and infrastructure.

Note: Cbus Self Managed is not available for income stream accounts if you have selected the Transition to Retirement option.

Cbus Self Managed is suited to those who have the skill, time and desire to take control of their savings investment strategy and portfolio construction.

With Cbus Self Managed you can view and manage all your Cbus investments in one place, with access to:

  • Investment and tax reporting to help manage your portfolio
  • Market news and information from Morningstar
  • UBS broker research and video updates.

Register for Cbus Self Managed

If you’re eligible, you can register for this investment option through your online account. Once you login, access Cbus Self Managed under the Cbus Self Managed tab at the top of the page.

For more information about eligibility, investments, fees and charges and how to get started read the Cbus Self Managed investment guide (PDF).

Read more about Cbus Self Managed performance.

About Cbus Self Managed investments

Australian shares

With the Cbus Self Managed online trading platform, you can buy shares directly in companies on the S&P/ASX 300 Index.

You can invest in shares with as little as $1,500 and up to 80% of your Cbus account, subject to trade limits and eligibility criteria. 

To help you make investment decisions, the Cbus Self Managed platform provides you with access to market news and information including buy and sell recommendations from UBS Research.

Exchange traded funds

Exchange traded funds (ETFs) are professionally managed investment pools that are listed on the Australian Securities Exchange (ASX).

They are a collection of underlying securities that represent a particular market index and are traded similarly to shares.

The following ETFs are available:

Name Index Type
BetaShares Australian High Interest Cash ETF# 30 Day Bank Bill Swap Rate Cash/Fixed Interest
BetaShares Gold Bullion ETF* – Currency Hedged* Gold Commodity
Global X Physical Precious Metals Basket^ Precious metals, LBMA Prices Commodity
iShares Asia 50 ETF* S&P Asia 50 Regional Equities
iShares China Large-Cap ETF* FTSE China 50 Regional Equities
iShares Core Composite Bond ETF# Bloomberg AusBond Composite Fixed Interest
iShares Core S&P/ASX 200 ETF# S&P/ASX 200 Australian Equities
iShares Europe ETF# S&P Europe 350 Index Regional Equities
iShares Global 100 ETF# S&P Global 100 Index Global Equities
iShares MSCI EAFE ETF* S&P EAFE Index Regional Equities
iShares MSCI Emerging Markets ETF* MSCI Emerging Markets Regional Equities
iShares MSCI Japan ETF* MSCI Japan Regional Equities
iShares S&P 500 ETF# S&P 500 Regional Equities
iShares S&P/ASX 20 ETF# S&P/ASX 20 Australian Equities
iShares S&P/ASX Small Ordinaries ETF* S&P/ASX Small Ordinaries Australian Equities
iShares Treasury ETF# Bloomberg AusBond Treasury Index Fixed Interest
Russell Investments Australian Select Corporate Bond ETF# DBIQ 0-4 year Investment Grade Australian Corporate Bond Index  Fixed Interest
Russell Investments Australian Semi-Government Bond ETF# DBIQ 0-5 year Australian Semi-Government Bond  Fixed Interest
SPDR MSCI Australia Select High Dividend Yield Fund# MSCI Australia Select High Dividend Yield Index  Australian Equities
SPDR S&P World ex Australia Carbon Control (Hedged) Fund# S&P Developed ex Australia LargeMidCap Hedged AUD Global Equities
SPDR S&P World ex Australia Carbon Control Fund# S&P Developed ex Australia LargeMidCap AUD Global Equities
SPDR S&P/ASX Australian Bond Fund# S&P/ASX Australian Fixed Interest Fixed Interest
SPDR S&P/ASX Australian Government Bond Fund# S&P/ASX Government Fixed Interest
SPDR S&P/ASX Small Ordinaries ETF# S&P/ASX Small Ordinaries Index Australian Equities
Vanguard All-World Ex US Shares Index ETF# FTSE All-World ex US Index Global Equities
Vanguard Australian Fixed Interest Index ETF# UBS Composite Bond Fixed Interest
Vanguard Australian Government Bond Index ETF# UBS Government Bond Index Fixed Interest
Vanguard Australian Property Securities Index ETF# S&P/ASX 300 A-REITs Australian Australian Equities - Property
Vanguard Australian Shares High Yield ETF# FTSE ASFA Australian High Dividend Yield Index Australian Equities
Vanguard Australian Shares Index ETF# S&P/ASX 300 Australian Equities Australian Equities
Vanguard MSCI Australian Small Companies Index ETF* MSCI Australian Shares Small Cap Index Australian Equities

 

^10% of total Cbus account balance may be held in this ETF
*25% of total Cbus account balance may be held in this ETF
#50% of total Cbus account balance may be held in this ETF
The information on this page is for information purposes and should not be relied upon to make investment decisions.
To learn more about the above ETFs you will need to access the individual ETF provider’s website where you will find more information on these products to help you make a decision that is right for you.

Term deposits

The term deposit rates currently available are listed below (current as at 24 May 2024).

Length of term ME (%) NAB (%)
30 days 4.25 2.95
60 days 4.60 4.50
90 days 4.90 4.80
180 days 5.05 4.90
365 days 4.90 5.00

The interest rates quoted for term deposits are annualised rates. The interest rate will apply for the term selected. The interest earned will be less than the annualised rate where the selected term is for a period of less than 12 months.

These interest rates are indicative only. The current term deposits available can be viewed by registered users of Cbus Self Managed via the online platform.

Transaction account

The current interest rate for the Cbus Self Managed transaction account is 5.25% pa (pre-tax) correct as at 5 December 2023. The rate of return will vary from time to time.

Managed investments

With managed investments your money is pooled with other members. Unlike investments in shares and exchange traded funds (ETFs), units are not bought and sold directly on the Australian Stock Exchange.

With Cbus, managed investments are offered for property and infrastructure.

Read the Cbus Self Managed investment guide (PDF).

 

1. Cbus Self Managed Property

A diversified, professionally managed portfolio of listed and unlisted commercial property such as office, retail and industrial.

Read more about Cbus Self Managed Property (PDF).

 

2. Cbus Self Managed Infrastructure

A portfolio of listed and unlisted infrastructure holdings managed by experienced infrastructure managers. Infrastructure assets include airports, roads and ports.

With these options, Cbus members will have the opportunity to invest in large-scale assets that they would not have access to as an individual investor.

Read more about Cbus Self Managed Infrastructure (PDF).

Trading windows for 2024

For a two-week period each quarter, you will be able to buy or sell units in managed investments.

The current scheduled dates as at 16 January 2024 are shown below. These dates are subject to change.

 

  March 2024 June 2024 September 2024 December 2024
Trading window opens 5 April 4 July
4 October 7 January 2025
Trading window closes
19 April
18 July 18 October 21 January 2025
Trade settlement date
24 April
23 July 23 October
24 January 2025