More members can now enjoy an income stream

A super income stream account can pay you a regular income before and during your retirement. You also have the flexibility of taking extra money from your account when you need it.  

We’ve listened to feedback from members who told us opening an account and making withdrawals could be easier, and we’ve made changes from 1 September 2025.  

Open a super income stream account with any positive balance 

• As long as you’re eligible, you can open an account with any positive balance 
• The minimum opening balance of $10,000 no longer applies

This means more members can enjoy the benefits of a super income stream. 

Make withdrawals the way you want to

• Your account will stay open as long as it has a positive balance 
• The minimum balance of $2,000 no longer applies

Withdraw your money how you want to, knowing the account will close when you’ve withdrawn all your savings. 

If you’re thinking about retirement 

Whether you’re currently a Cbus member or new to us, you can join super income stream and manage your account online.   

Boost your balance with an income stream refund   

If you use your existing Cbus account to start a Fully Retired super income stream you could be eligible for a tax refund into your new account. Read our Income stream tax refund fact sheet (PDF) for more information.